Whether you are looking for low value or high-value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.
Features and benefits:
• Highly competitive profit rates
• Quick approval process
• No salary transfer required
• Repayment period of up to 60 months
• The flat rate of this finance is 2.99% and the equivalent rate in reducing balance is 5.25%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
• For ADIB salary transfer customers:
• When the Salary is below AED 20,000 the rate starts at 2.99% for STL and 3.25% for PDC
• When the salary is between AED 20,000 to AED 49,000 the rate starts at 2.79% for STL and 2.99% for PDC
• When the salary is above AED 50,000 the rate starts at 2.59%
• Required Documents:
• Original and copy of valid passport (with valid residence visa for expatriates)
• Original and copy of valid Emirates ID
• Bank account statement (last 3 months)
Business vehicle finance
No
Only for listed companies
No
Down Payment
20%
Heavy vehicle finance
No
Insurance/takaful
No
Max. finance amount
No
Maximum Tenure
5 Years
Minimum Salary
AED 5000
Auto type
New Cars
Fixed rate
2.99%
Settlement Fee
1%
Processing Fee
No
Working Status
Employed
Reducing rate
5.25%
Salary Transfer
No
Monthly Payment
AED 1437
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