Looking to finance your dream car with 0% down payment? ADIB Car Ijarah offers 100% financing along with a full comprehensive Takaful cover, extended warranty, and no traffic registration fee.
Features and benefits:
• Highly competitive profit rates
• Quick approval process
• No salary transfer required
• Repayment period of up to 60 months
• The flat rate of this finance is 3.99% and the equivalent rate in reducing balance is 7.23%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
• The profit rate starts at 3.99% for salaried and self employed individuals.
• 0% down payment option.
• There is an arrangement fee of AED 1,000.
• Available for cars as old as 2008 model year.
• For ADIB salary transfer customers:
• When the salary is below AED 20,000 the rate starts at 3.25% for STL and 3.49% for PDC
• When the salary is between AED 20,000 to AED 49,999 the rate starts at 2.99% for STL and 3.25% for PDC
• When the salary is above AED 50,000 the rate starts at 2.79%
Business vehicle finance
No
Only for listed companies
No
Down Payment
0%
Heavy vehicle finance
No
Insurance/takaful
Yes
Max. finance amount
No
Maximum Tenure
5 Years
Minimum Salary
AED 10000
Auto type
New Cars
Fixed rate
3.25%
Settlement Fee
1%
Processing Fee
AED 1,000
Working Status
Employed
Reducing rate
7.23%
Salary Transfer
No
Monthly Payment
AED 1446
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