• Loan to Value ( LTV) up to 80% for UAE nationals and up to 75% for expats
• Repayment terms up to 25 years
• Loan amounts up to AED 20 million
• Interest rates from 3.25% p.a. fixed for 12 months . Thereafter the rate moves to a variable interest rate structure which
• currently is NBAD Mortgage Base Rate plus applicable margin
• Financing for properties across the UAE
• For UAE nationals and expatriates who currently have mortgage loan facilities with other UAE Banks
• Free Life and Property insurance and free property evaluation for the first year for Elite Gold Customers
• Flexible repayment options through salary or rentals
• Salary transfer not required
Account required
No
Only for listed companies
No
Down Payment
25%
EMI postponement
No
Nationality
Both
Life Insurance/takaful
No
Loan Type
No
Max.finance amount
AED 20 million
Maximum Tenure
25Years
Minimum Salary
AED 20,000
New/Transfer/Refinance
No
Processing fee
No
Property location
Both
Property status
No
Working status
No
Salary Transfer mandatory
No
Settlement Fee
No
Property Insurance required
No
Property Insurance rate
No
Fixed rate
1.81%
Reducing rate
3.25%
Living status
Both
Rate-Dropdown
No
Islamic Finance
No
Monthly Payment
AED 7,454
Enjoy 20% Discount on total bill at Nara Pan Asian
Nara Pan Asian
Enjoy 3 months 0% Installment on purchase of AED1000 and above.
TravTips Travel & Tourism
15% discount on total bill.
Hatam
Enjoy 25% discount for Gold & Silver Card Holders
Mona beauty Center
Avail 0% installment plan for 3, 6, 9 and 12 months on your purchases.
Nesto Hypermarket
If you are interested in any of our products and services and would like a member of our sales team to get in touch with you
