• High Finance Amounts
• 24-hour Approvals
• Free Credit Card with no annual fees for the first year
• Financing available to salaried customers
• Certificate of Takaful / Insurance Cover available
• This finance is sharia-compliant.
• High finance amount of up to 2 million for Expats and 4 million for UAE Nationals.Flexible, extended repayment periods of up to 4 years
• If you transfer your salary then the minimum salary requirement is AED 5,000 and if you don't transfer your salary then the minimum salary requirement is AED 10,000.
• It is not a requirement to transfer your salary to apply.
• The processing fee is 2.50% of the finance amount (Min AED 500, Max AED 2,500). There is also a brokerage commission of 1% of the finance amount.
• The early settlement fee for this finance is 1% of the remaining principal amount to date. The bank has the discretion to waive any or all of the total outstanding profit.
• The Takaful coverage fee is 0.75% of the finance amount.
• The profit rate starts from 3.99% per annum based on a reducing rate. It will vary depending on the customer profile. This rate is based on 4-year financing
• The rate is calculated on a flat basis.
Minimum Salary
AED 5,000
Fixed rate
3.99%
Reducing rate
7.34%
Processing fee
2.50% (Min AED 500, Max AED 2,500)
Max.finance amount
No
Settlement Fee
1%
Salary Transfer mandatory
No
Maximum Tenure
4 Years
Only for listed companies
No
EMI postponement
No
Eligible Nationality
Both
Insurance/takaful
Yes
Working status
Salaried
Top-up available
No
Credit card with loan
Yes
Monthly Payment
AED 2,257
Enjoy 10% discount at Dome
Dome
EPP Tenor : 3, 6, 9 or 12 months for Diamond and 3 and 6 months for Gold
BHIMA
EPP Tenor : 3 or 6 Months
Omeir Travel Agency
Use your ADCB Card at Hanoi Naturally Vietnamese Cafe and Kitchen and enjoy 15% discount o...
Hanoi Naturally Vietnamese Cafe and Kitchen
Get 20% Discount on food and beverages at Two Guineas
Two Guineas
If you are interested in any of our products and services and would like a member of our sales team to get in touch with you
