• Competitive interest rates
• Minimum documentation
• Fast track approval
• It is a requirement to transfer your salary to apply
• The processing fee is 1% of the total finance amount (Minimum AED 500 and Maximum AED 2,500).
• The early settlement fee is 1% of outstanding balance.
• The insurance fee is 1% of the finance amount
• Loan repayment period is up to 48 months and applicable rate is 5% reducing.
• The reducing rate of this finance is 5% and the equivalent flat rate is 2.76%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only
• This rate is calculated on a reducing balance.
Minimum Salary
AED 10,000
Fixed rate
2.76%
Reducing rate
5.00%
Processing fee
1% (Minimum AED 500 and Maximum AED 2,500)
Max.finance amount
No
Settlement Fee
1%
Salary Transfer mandatory
Yes
Maximum Tenure
48 months
Only for listed companies
No
EMI postponement
No
Eligible Nationality
UAE
Insurance/takaful
Yes
Working status
Salaried
Top-up available
No
Credit card with loan
No
Monthly Payment
AED 2,203
Enjoy a 0% Interest Payment Plan for 3 or 6 months on a minimum purchase of AED 1000 made ...
ECITY
0% Installment plan for up to 6 months
Joyalukkas
Use your ADCB Credit Card at Fitness First and enjoy a 0% Interest Payment Plan.
Fitness First
EPP Tenor : 6 Months
British Council
EPP Tenor : 3, 6, 9 or 12 Months
VLCC
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