Union National Bank Education Loan

Union National Bank Education Loan

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• The maximum loan amount is AED 200,000 and maximum loan tenure is 12 months.
• You require a minimum salary of AED 10,000 per month to be eligible.
• It is not a requirement to transfer your salary to apply.
• The processing fee is 1% of the finance amount (min AED 250 and Max AED 2,500).
• The early settlement fee is 1% of the outstanding amount.
• The insurance fee is 0.5% of loan amount.
• The reducing rate of this finance is 9% and the equivalent flat rate is 4.86%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

  • Minimum Salary: AED 10,000
  • Fixed rate: 4.86%
  • Reducing rate: 9.00%
  • Processing fee: 1% (min AED 250 and Max AED 2,500)

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