• The maximum loan amount is up to 20 times your salary, up to a maximum of AED 500,000, subject to terms and conditions.
• You can get up to 20 times your monthly salary. Finance repayment period is up to 48 months.
• You require a minimum salary of AED 5,000 per month to be eligible.
• It is a requirement to transfer your salary to apply.
• The processing fee is 1% of the finance amount (min AED 500 and Max AED 2,500)
• The early settlement fee is 1% of the outstanding amount.
• The credit life insurance is 0.9% per annum.
• The rate is calculated on a reducing balance. It varies depending on salary and whether company is listed with the bank. For salaries up to AED 10,000 the rate ranges between
• 11% to 16%. For salaries between AED 10,000 to 20,000 the rate ranges between 6.5% to 12%. For salaries above AED 40,000 it starts at 5.25%.
• The reducing rate of this finance is 5.25% and the equivalent flat rate is 2.89%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.
• This rate is calculated on a reducing balance
The second party shall offer an additional Complimentary classes
Galadari Motor Driving Centre
Use your ADCB Card at Bistro Cafe, Concorde Hotel Fujairah and enjoy 15% discount on food ...
Jumbo Electronics - Use your ADCB Credit Card and enjoy a 0% Interest Payment Plan.
Enjoy 10% off at Chin Chin
Use your ADCB Card at Le Boulanger Cafe and enjoy 15% discount on food & beverages bill.
Le Boulanger Cafe
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